EBS Direct2Employer understands the financial pressures that executives encounter in managing the millions of dollars that it spends on providing health care coverage for its employees. Through the direct-to-employer health plan model, EBS Direct2Employer is able to coordinate healthcare coverage in a more cost-effective manner, not only with medical and surgical care but also with dental, vision, critical illness, gap, short-term disability, life, and proactive health management plans (PHMP), all without the participation of an insurance company.
What's different about EBS Direct2Employer is that it will partner with health insurance brokers who are fully committed to its goals of providing healthcare coverage in a more cost-effective manner and ultimately expanding market share for healthcare systems. These brokers will initially target small and mid-sized businesses of 2 to 500 employees in a healthcare system's market who do not have the bargaining leverage with insurance companies to significantly decrease their healthcare costs by utilizing the healthcare system’s providers through the same direct-to-employer narrow network model.
Helps determine which aspects of an employee’s well-being require attention; customized DTE programs for each individual’s needs will be developed by a healthcare professional.
24/7 access to top-quality, no-co-payment medical care, plus immediate telephonic medical advice when entering emergency care facilities. And no co-payment!
Provides information pertaining to diet, nutrition, and exercise; data generated from testing genetic markers in a number of genes can be used to understand how to modify lifestyles and behaviors for optimum wellness.
PHMP-certified trainers and health coaches understand the importance of initial client screening and assessment. Uniquely tailored training and prevention DTE programs are built into dietary DTE programs after the employee has completed an HRA to address their health needs and goals.
PHMP nutritionists are experts in food and nutrition. They provide individualized dietary plans to promote healthier lifestyles or achieve specific health-related goals.
Identifies risk factors for illnesses such as diabetes and cardiovascular disease up to 10 years before full onset.
$100 per day for five days per year if the member is an inpatient in a hospital for illness or injury.
$50 per day for five days per year for the following tests:
Reduce healthcare costs by selecting fair-priced facilities for medical procedures.
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